Payment Options

Premium Exteriors,
Flexible Payments

Don't let budget hold back the home you deserve. We've partnered with Synchrony to offer flexible financing that works for you — with options from 0% promotional financing to extended 7-year installment plans.

0%
Interest Available
2 min
Approval Time
84 mo
Max Term Length
Soft
Credit Check Only
$2.5k+
Minimum Project
Choose Your Plan

Three Ways to Finance Your Exterior Project

All plans are offered through Synchrony — one of America's leading consumer financing partners. Talk to your project consultant to find the right fit.

Best Value
Low/mo
Extended Terms · Up to 84 Months

Spread your project over up to 7 years at competitive rates. Ideal for larger renovations like full facade replacements, roofing + siding combos, or multi-service projects.

APRAs low as 6.99%
Term Options24, 36, 60, 84 mo
Minimum Project$5,000
Credit CheckSoft pull only
PrepaymentNo penalties
Apply in Minutes →
Fastest Approval
2min
Instant Approval · Any Project Size

Through Synchrony's instant-decision platform, you'll know your approval and rate in under 2 minutes. A single soft credit inquiry with no score impact.

Approval TimeUnder 2 minutes
Minimum ProjectNo minimum
Financed BySynchrony Bank
Score ImpactNone at pre-approval
Check My Rate →
The Process

Getting Financed is Simpler Than You Think

I

Request Your Estimate

Fill out the form and we'll schedule a free on-site consultation to assess your project and walk you through your options.

II

Choose Your Plan

Your project consultant reviews the financing options with you on-site. We'll recommend the plan that best fits your timeline and budget.

III

Soft Check & Approval

A soft credit pull is run — it won't affect your score. You receive your approval decision in under 2 minutes in most cases.

IV

Project Begins

Once approved, we schedule your project and get to work. Your first payment typically isn't due until 30 days after we complete the job.

Side by Side

Compare All Three Plans

Feature0% Same-as-CashExtended TermsFast Track
Interest Rate0% for 12 monthsFrom 6.99% APRVia Synchrony
Maximum Term12 months84 monthsVia Synchrony
Minimum Project$2,500$5,000No minimum
Soft Credit Check✓ Yes✓ Yes✓ Yes
Score Impact at Pre-ApprovalNoneNoneNone
Approval SpeedInstantInstantUnder 2 minutes
Prepayment PenaltyNoneNoneNone
Best ForShort-term, paying off quicklyLarger projects, lower paymentsComparing rates, any size

Ready to Get Started?

One of our exterior specialists will walk you through your financing options on-site — no pressure, no obligation.

Common Questions

Financing FAQ

Will applying affect my credit score?

No. Synchrony uses a soft credit inquiry during pre-approval, which has zero impact on your credit score. A hard pull only happens if you formally accept and sign the loan agreement.

What credit score do I need to qualify?

Synchrony typically works with a range of credit profiles. While there's no published minimum, scores of 620+ tend to have the strongest approval odds. Your consultant can walk you through what to expect before you apply.

How quickly can I start my project after approval?

Typically within 1–2 weeks of approval. Once financing is confirmed, we schedule your project in our production calendar and order materials. We move quickly.

Can I finance multiple services at once?

Yes. In fact, bundling services (like roofing + siding or windows + gutters) often qualifies you for better rates and longer terms since the project total is higher.

What happens after the 0% promotional period ends?

Synchrony's 0% plan is a deferred-interest promotion — if the full balance isn't paid within 12 months, interest accrued from the purchase date is added to your balance. We always explain this clearly upfront. Most clients pay it off well within the window.

Is there a prepayment penalty?

None, on any plan. You can pay off your balance early at any time with zero penalty. Many clients put lump sums toward the balance when tax refunds or bonuses come in.

What's the largest project you can finance?

Synchrony sets limits based on your creditworthiness, not project size. Full facade renovations in the $30,000–$80,000 range are regularly approved. Your consultant can walk you through realistic expectations before you apply.

Do I need a down payment?

In most cases, no. Many of our financing plans are 100% project-cost with no money down. Your consultant will go over the specifics for the plan you choose.